Fire insurance includes:
1. Accounts, books, maps, manuscripts, indexes and other valuable papers, documents and records
incidental to the business or profession or activity in which the insured is engaged, resulting from any cause, but excluding any article constituting stock in trade or used as a sample or sold or held for sale.
2. Moneys, stamps, coins, bullion, securities, notes, drafts, acceptances or instruments of like kind or character, resulting from any cause, except:
(ii) Any dishonest, fraudulent or criminal act of any officer, employee, partner, director, trustee or authorized representative of the insured.
The provisions of Section 2070 shall not apply to insurance written pursuant to subdivisions (b) or (c).
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