California CodesINS CodeDivision 2 - CLASSES OF INSURANCEPart 1 - FIRE AND MARINE INSURANCEChapter 1 - The Marine ContractArticle 5 - Loss in Marine Insurance§ 1961§ 1961Enacted by Stats. 1935, Ch. 145.A total loss is either actual or constructive.Cite this sectionCal. Ins. Code § 1961 (2026)Copyhttps://ca.codecond.com/codes/ins/division-2-classes-of-insurance/part-1-fire-and-marine-insurance/chapter-1-the-marine-contract/article-5-loss-in-marine-insurance/section-1961CopyOther sections in Article 5 - Loss in Marine Insurance§ 1960§ 1961§ 1962§ 1963§ 1964§ 1965§ 1966§ 1967§ 1968§ 1969…§ 1988§ 1989§ 1990§ 1991§ 1992§ 1993§ 1994§ 1995§ 1996§ 1997← § 1960§ 1962 →