Repealed (in Sec. 2) and added by Stats. 2019, Ch. 151, Sec. 3. (SB 508) Effective January 1, 2020. Section operative July 1, 2020, by its own provisions.
(a)Every California Residential Property Insurance Disclosure shall be accompanied by a California Residential Property Insurance Bill of Rights. If the insurer provides the insured with an electronic copy of a policy, the bill of rights may also be transmitted electronically.
(b)The California Residential Property Insurance Bill of Rights shall be plainly prepared in no less than 10-point type. The Bill of Rights shall contain the following:
(c)(1) The bill of rights shall be distributed by all insurers licensed to sell residential property insurance in this state.
(2)If the insurer under a personal lines residential property insurance policy reports claims history or loss experience of insureds under those policies to an insurance-support organization, the insurer shall include the following disclosure in the California Residential Property Insurance Bill of Rights:
“This insurer reports claim information to one or more claims information databases. The claim information is used to furnish loss history reports to insurers. If you are interested in obtaining a report from a claims information database, you may do so by contacting:
(Insert the name, toll-free telephone number, and, if applicable, internet website address of each claims
information database to which the insurer reports the information covered by this section)”
(d)This section shall become operative on July 1, 2020.
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